Your personal information gets sent to the ANWARs’ Pakistan Office, over 10,000 KM away from Canada

Pakistan Office Location

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ANWARs’ Pakistan Office Staff that handles your data and sells it online

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Who H&R Block Clients think prepares their taxes…

Who Really Prepares the Taxes when the ANWARs run the H&R Block offices above:

This is only some of the staff from the Pakistan office of the ANWARs. There is additional staff not pictured here.

In the background, the ANWARs send ALL H&R Block client data to Pakistan and get taxes prepared for 25 cents each.

Summary of the Crimes of the ANWARs within H&R Block:

Competing Tax Companies: The ANWARs had NEVER been, and are still NOT entitled to own any H&R Block Franchises because they concurrently own competing Tax companies. This is NOT allowed by H&R Block. They concealed this from H&R Block just to get in.

Foreign labor at 25 cents per tax return: They are running a Pakistan Tax office and are Sending H&R Block client data there to get taxes prepared and are paying $0.25 (25 cents) per tax return prepared in Pakistan.

Confidential data sale to criminals: H&R Block client private and confidential data is being sold to criminals online by the ANWARs’ Pakistan Office.

Fake Job Sales: The ANWARs are selling Fake Immigration Job Offers to paying foreigners at $50,000 each under H&R Block’s name.

Tax Evasion: The Fake Foreign workers are paid by cheque and refund the salary back to the ANWARs in cash. The ANWARs then deduct the said salary as business expenses thereby paying less income tax and evading taxes due to CRA.

Money Laundering: All revenue that comes from these fraudulent and criminal activities is pumped back into H&R Block for Laundering and more franchises are subsequently purchased with the laundered and white-washed proceeds of crime.

The cycle repeats itself. In the new locations, most recently bought by Proxy, H&R Block client data is once again sent overseas, and sold online. More Fake job offers are sold, and the ANWARs keep getting richer and richer at our expense.

The ANWARs have shown that they consume all resources and move on. By their ownership of dozens of H&R Block Franchises, the lives of tens of thousands of hardworking Canadians will be adversely affected and ALL the negative aftermath will fall upon the shoulders of H&R Block and the Clients, as the ANWARs will have simply moved on.

Details of the Crimes and the FRAUD

Pakistan Office without the knowledge of H&R Block or the Clients

The ANWARs have set up a Tax Office in Pakistan which neither H&R Block, nor H&R Block clients are aware of. The Pakistan office is located at:

Office No. 209, EL CIELO BLOCK
DHA, PHASE II
ISLAMABAD, PAKISTAN

The Manager of the Pakistan office is Waheed Ahmed Sanori. The ANWARs sent a copy of ALL the Client personal and confidential data to Pakistan without H&R Block’s knowledge and/or consent.

This includes the confidential data of our children, our parents, and of any of our loved ones that we brought into one of the above H&R Block offices.

The Pakistan Tax office staff prepares H&R Block client taxes based on this data received from the ANWARs. Much of the work gets done in Pakistan. After the returns are prepared, the Canadian staff in the offices that you meet face to face gets the signatures, and does the submission of the taxes.

Even the employees in the Canadian offices are not aware of this sophisticated scheme of the ANWARs. They simply receive the work almost completed and put the final touches.

This way, the taxes get the final stamp of approval from the Canadian side, and the clients pay the ANWARs in Canadian dollars as Tax Preparation fees under the H&R Block name.

Real Cost of Tax Preparation to the ANWARs : $0.25 / Tax (25 Cents)

The ANWARs pay the tax preparation staff in the Pakistan office a fixed monthly salary of Pakistan Rupees 5,000 to 10,000 (= Canadian $25 to $50 /month). In addition to this monthly salary, for each Tax Return prepared, the staff there is paid Pakistan Rupees 50 (= Canadian $0.25 or 25 cents / tax return prepared).

This is how the ANWARs have been having huge financial gains and exponential growth by cutting corners and using overseas staff to prepare the taxes, and this, without the knowledge of H&R Block or the paying clients of H&R Block. This is how they are able to maintain such a lavish lifestyle.

The threat to H&R Block clients:

Despite the financial advantage of the Pakistan office to the ANWARs, there is a significant threat to H&R Block clients in this.

The risk is that your confidential data that you trusted H&R Block with, someone in Pakistan now has it ALL as the ANWARs brought a copy of the data there.

In addition to the ANWARs having brought ALL the H&R Block client data to their Pakistan office, the employees of the Pakistan office have been given remote access to client data in Canada so that they can have the latest and freshest client information accessible any time to prepare the taxes and in this way, also bypass time zone difference between Canada and Pakistan.

Again, this data includes your and your family members’ names, addresses, contact information, Social Insurance Numbers, Dates of Birth, All financials, job history, incomes, expenses, businesses, investments, etc. In other words, someone in Pakistan now knows virtually everything about you and your family members.

To make matters worse, the ANWARs and their Pakistan office staff then sell your data online to scammers worldwide, and particularly to those in India who are famous for calling seniors such as our aging parents and grand-parents trying to scam them over the phone and through scam emails.

This puts at great risk our elders who may not be as capable to detect the fraud schemes of today and are vulnerable to have their savings and retirement funds swiped away.

This has already happened to many folks we know personally and this has happened to our family, as well. We are victims of Identity Theft and credit card fraud and I will elaborate more on this below.

The sensitive client data is being sold online by the ANWARs and their Pakistan office staff for prices ranging from $0.50 to $10+ per name, based on the individual’s Net Worth, Credit worthiness, investments, Age (the older the person the more expensive the contact), etc.

This is profitable for the ANWARs as the same contact data can be sold over and over to different buying criminals. The ANWARs receive most of the proceeds from these data sales and the Pakistan staff receives their share.

This Sale of the confidential data of H&R Block clients is further fueled by the injustice of the ANWARs towards their Pakistan office staff. The Pakistani employees complain that the ANWARs are very slow and sometimes reluctant to pay their salaries, and in addition they treat them as slave labor. To survive, the Pakistani staff takes the data out of the ANWARs’ Pakistan office, and sells it on their own. The staff sells the client data to mostly scammers and online criminals for much cheaper than the ANWARs sell it for.

The Canadian staff at the ANWARs’ franchise offices also complains that apart from the ANWARs abusing and mistreating them, they do not pay salaries without argument and dispute or they pay late, and when they do pay, there are often errors in pay calculation and deductions and employees often receive less pay than they should.

Contacted by the Pakistan office staff of the ANWARs

An employee from the Pakistan (EL CIELO) office of the ANWARs reached out to my mother. He wants to remain anonymous so we call him ‘AHMED’. Ahmed knew that our family’s data was sold. He told us that the Pakistan staff is very unhappy with the disrespectful attitude of the ANWARs and their lack of payment of salaries to the Pakistan office employees.

Ahmed stated that the entire tax season 2023 (last year) Umair ANWAR was present in Pakistan and ran the Pakistan operation of the ANWARs.

Ahmed summarized that Umair ANWAR:

• Handled ALL the H&R Block client data sent to him from Canada by the ANWARs in the Canadian offices in the tax seasons 2023 and 2022

• Himself Accessed the computers at ALL the above H&R Block franchise offices of the ANWARs in Canada having the H&R Block client confidential data via remote computer software installed by the ANWARs on all the computers at the above H&R Block offices

• Distributed the work of taxes to be prepared and the data entries to be performed amongst the Pakistan office staff

• Had been a very disrespectful and evil individual who treated all the staff worse than slaves

• Never paid the salaries of the Pakistan staff on time and the staff had to beg for their salary again and again. This is why the Pakistan staff was forced to sell the H&R Block client data to make ends meet

The Pakistan office manager, Waheed Ahmed Sanori, and most of the staff have also had full access to ALL the privileged H&R Block client data located in all of their above-mentioned offices.

Due to the bad behavior of Umair ANWAR and the ANWARs in general, Ahmed reached out to my mother and gave us insider information about the Pakistan operation of the ANWARs and how they are running it. Ahmed further captured video footage and pictures and also obtained other evidence from the operation. A comprehensive video documentary will be released soon detailing the ANWARs operation between Canada and Pakistan.

When my mother asked the ANWARs about the issues that Ahmed revealed as well as about the multiple Job Ads containing FAKE Jobs, the ANWARs fired her.

Today, due to the information conveyed by Ahmed, I can reach out to you and provide the same to you so that you can protect yourself and your families from fraud, identity theft and other harm that may come from your confidential data being at the mercy of the ANWARs.

Fake Tax Claims and Tax Refunds Stolen

Another risk to the Clients whose data the ANWARs and their Pakistan crew sold is that with their data in the possession of online scammers, they can now be a victim of Tax Return Refund Theft.

How this fraud works: Criminals who have the confidential data of individuals can impersonate the victim and change the contact information and Bank information to their own fictitious address and to their own online bank account and then file tax returns before the actual victim and receive the refunds from CRA themselves. The fraudsters open bank accounts online and direct the tax refund amounts of dozens of victims to each one of these accounts, collect ALL the money or wire it overseas, and disappear overnight.

The victims in most cases are then on the hook for paying CRA back.

Not only does the victim suffer financial loss in this way, but in some instances is on the hook afterwards if the income declared by the scammers during the filing was less than the real income and more refund was issued than actually entitled, it can lead to claw-backs of the money by CRA and trouble with them.

The ANWARs are colluding with the online criminals to whom they sell the H&R Block client data indirectly and are secretly getting a share of the proceeds which the criminals transfer to the ANWARs’ bank accounts in Pakistan.

My own uncle and one of our neighbors, both in their late seventies, are victims of this scam and still owe money to CRA. This has caused a lot of grief for both of them and their children.

FAKE Job Offers and Immigration sold to Foreigners for $50,000 each, ALL CASH

The ANWARs are Trafficking foreigners into Canada by giving them Fake Job Offers under the name of H&R Block and are charging them $50,000 per Fake Job Offer, in CASH.

They are using each H&R Block office to sell multiple FAKE Job Offers at $50,000 each, every year. This is the reason they are buying as many H&R Block offices as possible and as fast as possible, even via Proxy. They already own 20+ H&R Block offices.

The buyers of these Fake Job Offers are Foreigners who are NOT entitled to enter Canada on their own merits, most of whom have criminal records in their countries of origin.

The foreign workers are hired mostly on-paper with the majority never even stepping into the office. Each of the said foreign workers pays the ANWARs $50,000 cash for this ILLEGAL service.

The foreigners stay on the ANWARs H&R Block payroll for about 1 year, or until they get the Canadian Permanent Residence. Then, they leave and eventually receive Canadian Citizenship.

Steps in this SCAM of the ANWARs

The Canadian Government offers programs that if you can not find local staff and hire foreigners for salaries upwards of $28 / hour and keep them on payroll for a year, they can apply for Canadian Permanent Residence, and eventually they receive Canadian Citizenship

There is already a surplus of local Canadian employees and NO need to hire foreign staff, but the ANWARs are using this program fraudulently to defraud the Canadian Immigration system

To do this, the ANWARs create a FAKE job position at one of their H&R Block offices and put Job Ads at a high starting wage e.g. $28/hour

The foreigner buys into the program

The ANWARs pay salary to the foreign worker FAKE employee by cheque

Foreigner pays this same ‘salary’ BACK To the ANWARs in CASH

The ANWARs keep the foreigners on payroll for 1 year to fulfill the requirement of Immigration Canada

For this service of offering FAKE Jobs, and getting Canadian Permanent Residence, the ANWARs charge $50,000 to the foreigners

Once the first batch of foreigners leave, new foreigners are hired right away to fill the spots of those that left and new hires, once again, pay the ANWARs $50,000 cash, each.

Meanwhile, the ANWARs have been firing many local Canadian employees who had been working at the H&R Block offices since a long time, some even for 20+ years.

The local REAL Canadian workers the ANWARs hire usually start at $17 – $18 / hour, and are on Part-Time and seasonal / temporary basis.

In contrast, the FAKE Foreign workers they sell the Fake Job Offers to for $50,000, are hired on Full-Time Permanent basis at starting salaries of $26 – $28 / hour, and stay on payroll ALL year round to fulfill the requirements of Immigration Canada.

This is because Immigration Canada requires a minimum salary for foreign workers by occupation code in order to approve the foreign worker immigration. This is why the ANWARs place ads with salaries of $26 – $28 on the Job Bank websites.

My mother was getting $23.50 / hour (she had 20+ years of experience with H&R Block), and she noticed job ads by the ANWARs for new hires with starting salaries of $26 – $28, having little to zero experience. When she questioned the ANWARs, they fired her without any proper explanation.

‘COOKS’ and ‘Kitchen Helpers’ hired under the H&R Block name to Sell Fake Immigration Job Offers to Foreigners

Immigration Canada has classified certain job roles as ‘high-demand’ and those get approvals more easily than others. For example, the ANWARs had posted multiple positions for ‘COOKS’ and ‘Kitchen Helpers’ under H&R Block, just to get approvals for foreign workers to sell Fake Job Offers to. Otherwise, why was there a need to hire ‘COOKS’ in H&R Block, which is strictly a Tax Preparation firm?

To satisfy Immigration Canada, they advertised the salary for those positions as much as $28/hour for Cooks and Kitchen Helpers in some locations. When some employees raised this to the ANWARs, they made excuses and pretended not to know who posted those job ads.

Money Laundering the CASH from Fake Job and Immigration Sales under H&R Block

The CASH the ANWARs collect via Fake Job Offers sold to foreigners then gets pumped right back into the H&R Block franchises as business expenses to be circulated and Laundered.

The ANWARs deposit chunks of the cash into the bank every week and more so at each payroll period. This money is then used to pay expenses and the CASH is hence laundered.

In addition to the expenses, the ANWARs use this cash, once in the bank, to pay the foreigners (fake employees) the inflated fake Salary at $26 – $28 /hour and then declare this exorbitant amount as expenses to owe less tax to CRA for themselves. This same amount given as salary to the foreigners is then returned back to the ANWARs in cash, again.

Because they have 20+ offices, it is easy to distribute very large sums of money over them and still remain undetected.

Result:

• $50,000 is Laundered
• FAKE Salary is DEDUCTED as EXPENSES from the ANWARs H&R Block income

This way, their proceeds of crime get laundered and nobody notices. They have been defrauding both Immigration Canada and H&R Block in this way since the day they took control of the Franchise Offices listed above.

This harms honest and hard-working Canadians because the foreigners who buy these Fake Job Offers are NOT entitled to be in Canada on their own merits and had to buy their way into Canada, demonstrating that the said foreigners have no morals and are OK with committing fraud and being a part of Human Trafficking. The ANWARs are bringing like minded criminals into Canada ILLEGALLY using the H&R Block brand.

The huge cash-flow from Fake Job Sales is one of the key reasons they were able to buy 20+ H&R Block franchise offices in just the last 3 years. Meanwhile, the strong majority of normal and honest owners of H&R Block Franchises spend their entire lives and can only afford to own 1, maybe 2 franchise offices.

CRA Tax Fraud and Tax Evasion by the ANWARs

In addition to money laundering the Cash from the Sale of Fake Job Offers, the ANWARs are also defrauding CRA by claiming fraudulent expenses and paying less tax.

The ANWARs pay the foreigners (fake employees) the inflated fake Salary at $26 – $28 /hour and then declare this exorbitant amount as expenses to owe less tax to CRA for themselves. This same amount given as salary to the foreigners is then returned back to the ANWARs in cash, again.

They are committing this TAX fraud with every foreigner Fake Employee on their payroll. This results in income tax fraud of hundreds of thousands of dollars each year for the 20+ H&R Block offices in the possession of the ANWARs.

Competing TAX Service Companies of the ANWARs and NOT entitled to own ANY H&R Block Office. Misrepresented and Lied to H&R Block to infiltrate and get Franchises:

The ANWARs are NOT entitled to own ANY H&R Block Franchises since they concurrently have multiple other competing Tax Preparation companies.

H&R Block does NOT allow this conflict of interest for the protection of its clients.

However, the ANWARs have misrepresented to H&R Block and did NOT disclose the existing Tax companies they already owned prior, and still own today, which they continue to operate in parallel while they simultaneously operate the above H&R Block offices.

Below are pictures of the existing Tax companies of the ANWARs that are found online which they are continuing to run while at the same time owning and running H&R Block Franchises.

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ANWAR GROUP INTERNATIONAL and TAX 30 with the Principal and Key Person being Naveed ANWAR

Naveed ANWAR’s picture on his competing Tax Company

The ANWARs can offer cheap Tax filing because of Pakistani labor to whom they pay 25 cents ($ 0.25) per tax

The ANWARs Shamelessly open a Tax company Wall to Wall with an existing H&R Block office in Prince Albert, SASK. Advertise low Tax filing price to lure H&R Block clients in.

Reviews of the ANWARs’ Tax operation suggests people in Saskatchewan are NOT happy and have lost money due to wrongly prepared taxes.

Despite owning competing Tax companies, the ANWARs are continuing to buy more and more H&R Block offices, year after year, and they continue to perpetrate the above crimes under the name of H&R Block.

Lately, they have started to buy H&R Block Offices via Proxy. Amongst the above offices, the H&R Block locations in Saint-Eustache and Sainte-Therese were purchased in this way, using the name of a friend.

Other Frauds by the ANWARs and Abuse of Senior Citizens

Ammad ANWAR is a Lawyer in Saskatchewan, at Anwar and Riou Law Office. This is shameful as he is party to ALL the above crimes, and more, while being an extension of the Law, and fully competent. This is a slap in the face of the Canadian justice system, by Ammad ANWAR.

Ammad ANWAR took the law firm from the previous owner, Mr. Michel Riou, who was retiring and has been performing multiple crimes and frauds within. Also, since he acquired all the clients of the Law Firm from Mr. Riou, most of whom are senior citizens, their data has also been sold by the ANWARs.

It seems that the ANWARs mostly target senior citizens primarily of a French background on the verge of retirement to swindle and defraud. In this instance, Ammad ANWAR defrauded Mr. Michel Riou, who is retiring and took his life’s work only to then also defraud the clientele Mr. Riou worked his entire life to build.

Below are some pictures of Ammad ANWAR and Mr. Michel Riou.

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Mr. Michel Riou, before Ammad ANWAR

Ammad ANWAR takes over Riou Law Office, and Mr. Riou is pushed to the side

Consistent and predictable pattern of the ANWARs to defraud Senior Citizens

• 1. They convince a Senior Citizen (primarily of French background) to Sell his life’s work
• 2. Abuse the said Senior Citizen once they gain power and control
• 3. Get data of other elderly clients from the business
• 4. Sell this data
• 5. Result: Our Seniors (parents, grand-parents, uncles, aunts, etc.) are scammed due to lack of knowledge of current day technologies and frauds

This same technique and pattern has also been implemented to defraud Mr. Claude Brault, the H&R Block franchise owner of the offices: Saint-Eustache, QC and Sainte-Therese, QC. Mr. Brault had owned these two offices for over 4 decades and has provided exceptional service with integrity to the clients of H&R Block.

Mr. Brault was retiring and the ANWARS convinced him to sell his offices to them. They bought these H&R Block offices via PROXY, by using the Name of an accomplice of the ANWARs. Since the transfer of the business to the ANWARs, the employees at the offices have started to see the shady and fraudulent practices of the ANWARs and their accomplices.

However, most employees at both of these offices are not yet aware that the ANWARs are:

• Selling client data in the background
• Selling Fake Job Offers to paying foreigners for $50,000 ALL Cash on the name of these H&R Block offices
• Laundering the CASH via the same Franchise offices

My own Identity Theft experience and aftermath:

I am a resident of Quebec and my mother has worked at one of the H&R Block Offices above for over 20 years.

The ANWARs had fired my mother from the job only because she questioned the higher salaries advertised for new hires. A few other employees who raised these concerns were also let go. These were long-term H&R Block employees and had been working for 15+ years on average and had been with the firm since long before the arrival of the ANWARs.

Before my mother was fired, she started to notice the fraudulent activities and belittling and condescending behavior of the ANWARs. She used to speak about this at home. We didn’t think much of it at the time.

It is when I switched banks and applied for a new credit card that I found out about some one having borrowed thousands of dollars on my name. I was shocked when I saw my credit profile. It contained creditors and loans I had not even known existed and had never before seen or heard about in my entire life.

At the advice of the financial advisor in my new bank, I pulled my own credit bureau and saw that my identity had been stolen and someone had used my name, Social Insurance Number, Date of Birth, and other private information to get loans and credit cards which they had maxed out.

This left me on the hook for thousands of dollars. I am still not able to get a new credit card with even a modest credit limit.

My investigation and findings

When I investigated in depth, I found out that my data had been exposed and others online had all my confidential information. At first, I was not able to track where it leaked from. I was in despair. Eventually, by following the guidance of online Scam busting experts, I got the motivation and support to continue to look deeper and finally, after a lot of efforts, I discovered that the data for our entire family (me, my mother, my uncles, relatives) who dealt with the H&R Block office my mom worked at, was being sold online.

I was eventually able to find where I could buy my own data online and that of my family and of many others in my own hometown. In the process, I found other victims of ID theft with credit cards and loans pulled out on their names, many of them living within minutes from our home.

The one thing every victim I encountered had in common was that they all dealt with one of the H&R Block offices which the ANWARs are now running.

Not long after, my mother was fired by the ANWARs. I then met with office employees from multiple H&R Block offices and most were very unhappy with the behavior of the ANWARs and the crooked and fraudulent policies they had been implementing inside the H&R Block offices since their arrival.

I am still dealing with the debt caused on my credit profile account by ID Theft criminals who bought my data which I had provided to H&R Block. I am reaching out to you to let you know about this so you can protect yourselves and your families from ID Theft and financial trouble down the road.

If you have been dealing with any H&R Block office under the control of the ANWARs, you have trusted your finances in the hands of Human Traffickers and Money Launderers. Your data is compromised and is sitting in the ANWARs’ Pakistan office mentioned above.

Financial and other Loss Suffered by the Actions of the ANWARs

As the ANWARs continue to perpetrate their Frauds, H&R Block still continues to get Franchise royalties from them, so they may NOT be at a loss, at least not financially.

The real losers by the actions of the ANWARs are, amongst others:

• The Clients:
  • Whose confidential data is being sold to criminals
  • Who are facing financial devastation through scams and Identity Theft
  • Who are paying FULL Canadian prices expecting H&R Block quality work, while in reality the ANWARs pay 25 cents to the Pakistan workers
• Honest hardworking Canadians:
  • Who now have to live with foreign criminals everyday who ILLEGALLY bought their way into Canada with fake job offers from ANWARs
  • These foreigners were NOT able to enter Canada legally upon their merits and entered Canada criminally with the help of the ANWARs
  • Canadians and their children and their elders must share same roads, stores, parks, and everywhere else in Canada with these Criminal Minded Foreigners who entered Canada as part of a Human Trafficking operation
• Local Canadian Employees Fired by ANWARs
  • These employees were present in the H&R Block offices many years, in some cases 20+ years, a very long time before the arrival of ANWARs
  • These were honest and loyal long-term employees who were going to retire with H&R Block had the ANWARs not fired them
• The Government bodies of Canada, whose laws the ANWARs have broken, via:
  • Immigration Fraud
  • Data Privacy Violations and Breach of Fiduciary Confidentiality
  • Money Laundering after selling Fake Job Offers to foreigners
  • Tax Evasion by deducting FAKE Salaries of foreigners as expenses who pay the amounts back in cash to the ANWARs
• And many many more…

How to Protect against Identity Theft:

Be informed: There is FREE advice on the website of the Office of the Privacy Commissioner of Canada geared to assist Canadians in protecting their privacy. You can visit them at: https://www.priv.gc.ca

Protect your financial accounts: Remain vigilant about any charges or transactions on your bank or credit card accounts that you do not recognize. If you see one, immediately reach out to your bank or credit card company and block the account, cancel the card, and do what the bank advises to protect your accounts.

Protect your CRA account: You can log in to your own Canada Revenue Agency (CRA) tax account online at their website: https://www.canada.ca/en/revenue-agency/services/e-services/digital-services-individuals/account-individuals.html and remove any accounting or tax firms on file. Whenever a new accountant or tax preparer will try to access your account, CRA will contact you to ask whether you Allow them to access your CRA account.

This way no unauthorized individuals or companies can access your CRA account without your permission and knowledge. Also, you will have control and can allow only accountants or tax firms you trust to have access to your account and personal information.

Protect your credit: To protect against Identity Theft, it is very important that you keep a close watch on your credit scores in addition to all of your bank and credit card accounts. There are services available to help you do this. Many of them are Free. Many are offered by the major credit bureaus and their partners.

You can request FREE copies of your credit reports directly from the two credit companies Canada wide. To get your annual free credit report, you can contact them directly at:

Equifax Canada

National Consumer Relations

Box 190

Montreal, Quebec H1S 2Z2

1 800 465 7166

www.equifax.ca

Trans-Union

Consumer Relations

3115 Harvester Road, Suite 201

Burlington ON L7N 3N8

1 800 663 9980

1 877 713 3393 (Quebec Residents)

www.transunion.ca

There are also some free and some paid services which allow you to place alerts on your credit profile so if there is a sudden drop in your credit score or there are new credit inquiries, such as from a bank or creditor who may have received an application for a new account or a credit card or any other credit application, they notify you immediately on your phone or by email.

In brief, watch your credit rating, CRA account, bank accounts, loans, credit cards, etc. and tell your friends, family, and neighbors to watch theirs.

If you stay on top of your credit profile, you will know as soon as some unusual activity takes place such as someone attempting to steal / misuse your identity, and can respond in time.

I, unfortunately, did not find out about these services or even my credit status until it was too late as I had never expected that I myself could be a victim of Identity Theft.

Our own relationship with H&R Block

We have very close ties with H&R Block since my own mother worked there for 20+ years and we know most of staff members from her office, whom, over the years, have become like family to us. H&R Block has always been, and still is, a fine and reputable organization and we owe a lot to them as part of our upbringing. It is only after the ANWARs infiltrated H&R Block about 3 years ago, and took over the above offices that things took a turn for the worse and the clients at the said branches have been at risk since.

We still want to continue to use H&R Block, but the fraud and crimes by the ANWARs are compelling us to stay far, far away.

Plea of help and action to H&R Block

We hope that this information reaches the upper management at H&R Block or some employee of H&R Block sees this website and informs them so that they can take the necessary action to protect their Clients and their otherwise very reputable and integrity-filled organization from the harm the ANWARs have caused and are continuing to cause.

In the H&R Block’s Franchise Agreement, which the ANWARs signed, just like ALL franchise applicants are asked to sign, it is clearly stipulated that the Franchisees can NOT:

• Be engaged in competition and offer the same TAX services as H&R Block, whether directly or indirectly
• Commit any crimes or offenses of Moral Turpitude, Fraud, Embezzlement, or any other Crime likely to adversely affect the Franchised Business, the Marks, or the associated Goodwill of H&R Block

Below are the excerpts of the H&R Block Franchise agreement reflecting the above:

CLICK on Section to Zoom

The ANWARs are actively and blatantly committing virtually ALL of the above crimes and violations, and many more.

As per the Franchise Agreement, H&R Block reserves the right to terminate their agreements with the ANWARs due to the multiple severe breaches and harm to clients.

Once again, we ourselves owe a lot to H&R Block and can only praise them while holding on to the anticipation and trust that they will protect the innocent, vulnerable, and unsuspecting clients and will punish the malignant criminals who caused and are still causing harm to everyone.

In the meanwhile, if you feel you have been a victim of Identity Theft, you can contact the H&R Block higher management to inform them as well.

Expert investigation and inside the ANWARs’ Pakistan Operation

In the midst of all the trouble me and my family went through due to the Identity Theft, the one thing we found invaluable was the guidance and advice of online scam busting experts.

We found experts who specialize in detecting, exposing and busting scams, and offer FREE advice for the victims. They help people whose personal information got in the hands of online scammers and who have been victims of scams. For years, many noble people have been fighting against scams and frauds like the one our family underwent, aftermath of which we are still suffering from. The experts have seen virtually all types of scams that result from Identity Theft, Phishing, and impersonation by criminals who have people’s personal information.

The personal information of our family was sold online by the ANWARs and their team and we have suffered great financial loss and emotional trauma.

With inspiration and guidance by scam fighting experts, we were able to partner up with an insider who was able to go inside the ANWARs’ Islamabad, Pakistan office and was able to capture video footage and take records of additional information on the Pakistan operation the ANWARs are running while they are staying below the radar of H&R Block and ALL the clients in Quebec, New Brunswick, and Saskatchewan.

Coming soon is a video documentary which will show and explain in great detail the ANWARs’ operation in Pakistan. As soon as it is published online, a notification will be sent out to ALL the Clients.

The video documentary will include Full Videos of:

• How the ANWARs’ Pakistan staff handles and uses the personal information of H&R Block Canadian Clients
• The computers in Pakistan holding your and your family’s confidential data
• How data entries and done and how taxes are prepared in Pakistan
• How the H&R Block confidential Client data is then sold online
• Who buys the client personal information
• What scams the criminals buying the data perpetrate
• How those scam work
• How the fraudulent calls are made from the boiler rooms
• How money is fraudulently taken from the victims
• The wealth the ANWARs collected by scamming the Government of Canada and hardworking Canadians and the resulting Lavish Lifestyles of the ANWARs

Data Profiling and Sale to Criminals and Scammers

In the process of this whole ordeal, I was eventually able to purchase my own information online, and that of other clients whose confidential data was in one of the ANWARs’ H&R Block offices.

Investigations are ongoing and there are already multiple findings to suggest that the ANWARs, operating under the name, ANWAR & ANWAR Consulting have been party to certain CRA Scams and other scams. Since the ANWARs have real live information of their clients from multiple dimensions of the clients’ lives, including financial, personal, family, employment, etc., supplied to them by the clients themselves, the data is very valuable to the Scammers who are executing the CRA Scams and other Scams Canada wide.

The ANWARs profile the client data and then supply it as ‘sales contact leads’ to multiple groups of these criminal scammers and profit time and time again as the contact leads sell at expensive prices due to the depth, accuracy, and quality of the data. When scammers who buy the data approach the victims, they practically know every dimension of the victim’s and their family members’ lives. Most victims therefore easily fall prey to the scams and end up losing huge amounts of money, and in some instances, sadly, their entire life savings and retirement funds.

Youtube Videos of CRA Scams and others, showing the SCAMS by Criminals who have Confidential Data of innocent Canadian victims

Currently, on Youtube, you can already see the frauds and scams originating in the boiler rooms filled with criminals that are calling and emailing victims in multiple languages, including English, French, Spanish, and more. All you have to do is to search for keywords like CRA Scam Canada, Identity Theft Canada, Credit card fraud Canada, etc.

There are countless videos of the famous CRA scams perpetrated by criminals who have personal information of Canadians. unfortunately, a huge number of people are still being defrauded by these and are having their hard earned money taken away from them, every day.

Links to a few of Youtube videos are below:

This website

Me and my family are victims of Identity Theft and have lost tens of thousands of dollars to this due to the ANWARs. We are still undergoing the aftermath of the damage they have caused us, by selling our family’s confidential data. In the process of investigation and dealing with the problems caused by the ANWARs, we met many others in our area in an identical situation, whose lives have equally been adversely affected by the crimes of the ANWARs.

Many people who have been harmed by Identity Theft and Financial loss due to the ANWARs have reached out to us. We anticipate that many other websites like this one will soon emerge as other clients of H&R Block whose confidential data was sold by the ANWARs come forward. As other victims publish their own websites, notifications will be sent out accordingly.

In addition to the websites, there will be flyers sent in neighborhoods where cohorts of victims live, advising of groups and meet-ups to discuss their misfortunes, for counseling and to spread awareness and information about ways to protect one’s self and their loved ones from Identity Theft and Fraud.

If this website becomes unavailable for any reason, we will endeavor to have it back up and available at the earliest. In such an event, notifications and updates will be sent out.

This entire page is available for download as a PDF File in both English and French. You can download a copy below:

Download this page as English PDF

Download this page as French PDF

If you are a victim and want to meet up

Because the ANWARs are harming the lives of thousands of people, we feel that there should be a Class Action Lawsuit against the ANWARs for ALL the damage they have caused and are continuing to cause to the Clients and even to H&R Block. If you are a lawyer and a client of H&R Block at one of the offices owned by the ANWARs, and want to contribute legal advice, please contact us.

We feel that the ANWARs may use corporate laws to protect their assets and may remove their names and may even resign in an effort to ditch H&R Block and move on to scamming their next victims.

However, corporate protection does not apply if assets were purchased with proceeds of crime. The ANWARs can’t just remove their names, resign from the company and be relieved since their assets are all from proceeds of crime, this includes assets purchased before their purchase of any H&R Block offices.

Assets belonging to the ANWARs as well as their proxies can include any of the following: Bank Accounts and cash deposits, Super cars, Houses, Lake Cabins, Yachts, etc. These assets may not be safe from legal action due to them having been bought with proceeds of crime.

We have high hopes of receiving help and support from H&R Block as they were the custodians of our data and now we are victims because of the ANWARs, who misrepresented to H&R Block to get in and be allowed to own multiple offices while in reality they were never entitled to own any franchises since they already had competing companies. Hence, the ANWARs gained the privilege by deceiving H&R Block and with the intention of fraud.

If you are already a victim of Identity Theft and are interested in joining our petition and would like to meet us and other victims in-person, please reach out to us. We are in the Gaspésie – Les Îles-de-la-Madeleine region in Québec and have meetups being planned in Quebec so that victims can come together and meet as a group where we can discuss how we should proceed with this and more importantly, how we should protect ourselves moving forward.

Sincerely,
René

Email: info@renelaurent.com

14182218777

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+14182218777

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